Rental Portfolio
Scale Your Portfolio. Simplify Your Financing.
Scaling your Rental Portfolio while managing multiple rental loans can be complex and expensive. Our Rental Portfolio Loans let you consolidate multiple properties into a single loan—streamlining payments, locking in long-term rates, and freeing up capital to grow your portfolio. Close in as little as 30 days with competitive rates and flexible terms, built for serious investors.
Our asset-driven process removes the paperwork burden, delivering quick, no-hassle approvals that simplify scaling your rental portfolio.
Rental Portfolio Loan Highlights
Flexible underwriting, competitive rates, and nationwide access— our portfolio loans are built for investors managing multiple rental properties who want to simplify their financing. Our program details include
Loan Amount:
$200,000 – $10,000,000 per portfolio
LTV:
Up to 75% LTV (Purchase, Refinance, or Cash-Out)
Loan Term:
30-Year Fixed or 10-Year Interest-Only
Property Type:
Non-Owner Occupied SFR, 2–4 Units, Small Multi-Family (2-4 Units), Condos, Townhomes
No Income Verification:
No W-2s, tax returns required
States:
Nationwide Lending Excluding AK, ID, ND, SD, VT, UT
One Loan, Multiple Properties:
Combine up to 25 rental properties under one loan
Why Choose Goldman Funding for Rental Portfolio Loans
Consolidate Multiple Loans
Simplify management with one monthly payment.
True Asset-Based Lending
No income docs or tax returns required.
High Leverage Options
Up to 75% LTV on purchases or refinances.
Hassle-Free Process
Minimal paperwork from application to closing.
Technology-Driven Process
Track progress and manage documents online.
Nationwide Lending
Fund portfolios across multiple markets in one loan.
Steps to Getting Funded
Submit Your Portfolio
Provide basic details for your loan using our quick online loan summary.
Review with Your Loan Officer
Within 24 hours, connect with your dedicated loan officer to review terms and next steps.
Lock In Your Terms & Close
Sign your term sheet and start the process same day ! funding in as little as 30 days.
Recently Funded Portfolios
FAQs: Rental Portfolio Loans
A rental portfolio loan allows you to finance or refinance multiple rental properties under a single loan, simplifying payments and management while often reducing costs.
Typically, you can include 2-25 properties in one portfolio loan, with flexibility for larger portfolios.
You’ll typically need a 660+ credit score and a DSCR of 1.0x or higher.
Yes. Appraisals are required on each property included in the loan. Appraisal costs are covered by the borrower.
Yes. Portfolio loans are ideal for cash-out refinance, allowing you to pull equity from multiple properties in one transaction.
Rates generally range from 6.50% to 8.99%, depending on credit score, DSCR, and leverage. Lower leverage and higher credit score typically receive lowest possible rates.
25 Unit Rental Portfolio White Oak SC Portfolio – Cash-Out Refinance @ 65% LTV