Build Faster. Scale Smarter.
Increase Cash Flow. Build Long-Term Wealth.
Investment Properties are all about Cash Flow! With our DSCR Rental Loans, you can close in as little as 10 days with reliable, competitive terms— we provide full Rate Stack options, so you choose the Loan Structure that’s right for you!
Our process is built for ease, speed, and scalability—no income verification, no tax returns, no headaches. Just asset-based approvals designed to help you buy or refinance rental properties fast.
Construction Loan Program Highlights
Easy to access, reliable to close, and consistent every time—our Ground Up Construction loans are built for serious builders looking to scale. Program details include:
Loan Amount:
$100,000 – $10,000,000
LTC:
Up to 85% Loan-to-Cost
ARV:
Up to 70% of After-Completed Value
Property Type:
Non-Owner Occupied Single Family, Multi-Family (up to 4 units), Townhomes, Condos
Loan Term:
12–24 Months
States:
Nationwide (except AK, ND, SD, ID, VT, UT)
The Goldman Funding Benefits
14 Day Closings
Start building without delays.
No Bank Statements
Asset-based lending focused on the project.
Higher Leverage
Up to 85% of total project cost. And 90% with Interest Reserves
Technology Driven
Real-time draw control at your fingertips.
Experienced Team
We’ve funded hundreds of successful Construction projects.
No Hassle
Simplicity and Step-by-step support
Steps to Getting Funded
Submit Loan Summary
Complete your Loan Summary in minutes through our online form. Provide project type, property details, and contact info.
Connect With Loan Officer
Within 24 hours, connect with your dedicated loan officer to review terms, requirements, and next steps.
Sign Term Sheet & Build
Sign your term sheet and get the process started—funding can be ready in 14 days so you can break ground quickly.
FAQs Ground Up Construction Loans
A ground-up construction loan provides 12-24 Months financing used to purchase land and build a new property from the ground up, covering both land acquisition and construction costs.
We offer up to 85% Loan to Cost and up to 90% LTC including Interest Reserves, minimizing out-of-pocket expenses for builders. Project Costs are calculated as Land Purchase Price & Construction Budget to build.
Yes. Our loans can combine land acquisition and construction funds into one streamlined loan. Acquisition loan helps you fund up to 75% LTV on Land Purchase, while the Construction Holdback funds 100% of the Construction costs. We do not finance vacant land alone. The lot must be ready to go vertical.
A minimum 680+ credit score is required, for any entity members guaranteeing the loan.
Funds are disbursed in stages based on construction milestones. You provide the detailed budget, we disburse the draws as you make progress. Draw requests are managed through your borrower portal for fast turnaround and real time updates.
Yes. While experience helps, we work with both new and experienced builders, offering step-by-step guidance, and clear process, and document templates to help you get funded seamlessly.
We can close as fast as 14 business days, allowing you to secure land or begin construction without delay.
A stamped architect letter is required prior to closing. Approved building permits must then be in place before requesting your first construction draw to ensure the project is ready to begin.
The main property documents required are your certified Architect Letter or Architect Plans to confirm the details of your build. Other property documents such as Survey, Floor Plans, and Property Insurance are standard documents we will help you obtain ! We’ll provide the step-by-step guidance for you to cross the finish line.