Small Balance Commercial

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Property Types

Apartments, Mixed Use

Minimum Fico Score 650
Minimum DSCR 1.00x
5,10 Year Interest Only or 30 Year Fixed
Flexible Pre Payment Penalty

Office, Retail, Warehouse

Minimum Fico Score 650
Minimum DSCR 1.20x
5,10 Year Interest Only or 30 Year Fixed
Flexible Pre Payment Penalty

Self Storage

Minimum Fico Score 650
Minimum DSCR 1.20x
5,10 Year Interest Only or 30 Year Fixed
Flexible Pre Payment Penalty

Loan to Value

$100,000-$2,000,000
Office, Retail, Warehouse
70% LTV Purchase
70% LTV Refinance
Rates Low as 9.99%
Apartments, Mixed Use
70% LTV Refinance
75% LTV Purchase
Rates Low as 9.99%
Self Storage
70% LTV Refinance
75% LTV Purchase
Rates Low as 9.99%

HOW IT WORKS

For acquisition of stabilized small commercial properties, we offer up to 75% LTV ! The loan covers 75% of acquisition cost, borrower covers equity and closing costs. Enjoy the benefits of our flexible small balance commercial loans to acquire cash flowing businesses!

ELIGIBLE PROPERTY TYPES

Eligible property types for our Small Balance  commercial loans  range from Retail, Office, Warehouse, Multi Family, Mixed Use and Self Storage. Properties must be occupied or rent ready. No rural markets allowed. Urban or suburban markets only.

WHAT ARE THE QUALIFICATIONS

For our Small Balance loans, all you need is a minimum credit score required is 650, Cash required to close, LLC or Corp Documents and your property financials! We only Lend to US entities. First time investors welcomed! We guide you along the way to make sure you get approved regardless of your qualifications.

WHO IS THE PRODUCT BEST FOR

For Real Estate Investors looking to purchase or refinance a small balance commercial property. Our typical customers are Business owners and Commercial Property Investors. If you’re an investor looking for flexible lender for your small balance commercial loan, you’re in the right place!

WHAT STATES ARE THE LENDING STATES

Our Portfolio Loans are available in most markets. Currently we cover over 41 states ! As long as your property is in an urban or suburban market, your property qualifies. No rural markets allowed. Give us a call to find out more.