Rental Portfolio Loans

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Property Types

1-4 Unit Properties

Minimum Fico Score 660

Minimum DSCR 1.00x

30 Year Fixed or 10 Year IO

Loan to Value

$500,000-$5,000,000

80% LTV Purchase

75% LTV Refinance

Rates Low as 6.50%

Adjustable Pre Payment Options

HOW IT WORKS

For acquisition of stabilized rental properties, we offer up to 80% LTV financing for Purchase meaning you only need 20% Down Payment ! On refinances we can offer up to 75% LTV. We close all properties under 1 Portfolio loan! Unlock the potential of refinancing your portfolio or acquiring a new portfolio of rental properties !

ELIGIBLE PROPERTY TYPES

Eligible property types for our Portfolio loans are 1-4 Family, Townhomes, Condos. Properties must be occupied or rent ready. No rural markets allowed. Urban or suburban markets only.

WHAT ARE THE QUALIFICATIONS

For our Portfolio loans, all you need is a minimum credit score required is 680, Cash required to close, LLC or Corp Documents and your property rent rolls! We only Lend to US entities. Portfolio loans require previous management experience. We guide you along the way to make sure you get approved regardless of your qualifications.

WHO IS THE PRODUCT BEST FOR

For Real Estate Investors looking to purchase or refinance a portfolio of rental properties. Our typical customers are Experienced Rental Investors and Real Estate Joint Ventures. If you’re an investor looking for flexible financing on your rental portfolio, you’re in the right place.

WHAT STATES ARE THE LENDING STATES

Our Portfolio Loans are available in most markets. Currently we cover over 41 states ! As long as your property is in an urban or suburban market, your property qualifies. No rural markets allowed. Give us a call to find out more.