Rental DSCR Loans

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Property Types

1-4 Unit Properties

Minimum Fico Score 620
Minimum DSCR 0.75x
30 Year Fixed or 10 Year IO

Multi Family Apartment

Minimum Fico Score 680
Minimum DSCR 1.00x
30 Year Fixed or 10 Year IO

Mixed Use

Minimum Fico Score 680
Experience Required
30 Year Fixed or 10 Year IO

Loan to Value

$100,000-$3,000,000
Residential 1-4 Unit
85% LTV Purchase
80% LTV Refinance
Rates Low as 5.99%
Adjustable Pre Payment Options
$200,000-$25,000,000
$200,000-$25,000,000
80% LTV Purchase
75% LTV Refinance
Rates Low as 5.75%
Adjustable Pre Payment Options

HOW IT WORKS

For acquisition of stabilized rental properties, we offer up to 85% LTV financing for Purchase meaning you only need 15% Down Payment ! On refinances we can offer up to 80% LTV. Unlock the potential of acquiring rental properties using our high leverage loans !

ELIGIBLE PROPERTY TYPES

Eligible property types for our DSCR financing are 1-4 Family properties, Townhomes, Multi Family Apartments &; Mixed Use. Properties must be occupied or rent ready.

WHAT ARE THE QUALIFICATIONS

For our DSCR Financing, we have multiple options to qualify ! To qualify for residential DSCR loans all you need is a minimum credit score required is 620, Cash required to close and your LLC or Corp Documents! For commercial or apartment loans we require minimum credit score of 680 and clear financials for the subject property.We only Lend to US entities. New and seasoned investors welcomed. We guide you along the way to make sure you get approved regardless of your qualifications.

WHO IS THE PRODUCT BEST FOR

For Real Estate Investors looking to purchase or refinance rental properties. Our typical customers are Experienced Flippers, New to market investors, and Buy, Rehab and Hold Investors. If you’re an investor looking for flexible financing on your rental property, youre in the right place.

WHAT STATES ARE THE LENDING STATES

Our DSCR Loans are available in most markets. Currently we cover over 41 states ! As long as your property is in an urban or suburban market, your property qualifies. No rural markets allowed. Give us a call to find out more.